Turning 65 soon? Don't navigate Medicare alone. Get the clear, honest guidance you deserve from your Central Florida neighbors.
Get Your Free ConsultationSimple explanations, no confusing jargon, just the Medicare facts you need to make confident decisions.
Think of Medicare like a puzzle with 4 main pieces. Here's what each piece covers:
Covers your hospital stays, skilled nursing facilities, and some home health care. Most people get this automatically and don't pay a monthly premium.
Covers doctor visits, outpatient care, medical equipment, and preventive services. You'll pay a monthly premium for this coverage.
An all-in-one alternative that includes Parts A, B, and usually D. Often includes extras like dental, vision, or hearing aids. Popular in Florida!
Helps cover the cost of prescription medications. You can add this to Original Medicare or get it included in a Medicare Advantage plan.
Begin learning about Medicare options. This is the perfect time to understand your choices without pressure.
Your Initial Enrollment Period begins. You have 7 months total to sign up without penalties.
Your Medicare coverage begins on the first day of the month you turn 65 (or the first day of the month if you're born on the 1st).
Every year, you can change your Medicare Advantage or Part D prescription drug plan. Changes start January 1st.
Florida has more Medicare Advantage plans than most states, giving you plenty of choices to find the right fit for your needs and budget.
With our active outdoor lifestyle, Florida plans often include extra benefits like wellness programs, gym memberships, and transportation services.
Our state has excellent networks of specialists and medical facilities. Understanding which doctors accept your plan is crucial.
Florida has no state income tax, but Medicare costs vary by county. We'll help you understand the true costs in your specific area.
The two main ways to get Medicare coverage - here's how they compare:
Don't let Medicare confusion overwhelm you. Get personalized guidance from licensed professionals who understand Central Florida.
Speak with a licensed agent who lives and works right here in Central Florida
No obligation, no pressure - just honest answers to your Medicare questions. We'll review your specific situation and help you understand all your options.
Prefer to meet in person? We'll come to your home anywhere in Orange, Seminole, Lake, or Volusia counties. It's more comfortable and convenient for you.
Licensed insurance agents • Serving Central Florida families since 2010 • All consultations are free and without obligation